There will be no overnight access until Raphael is old enough to look after himself
(If a guy who is at the age of 30 plus, and still needs his mother to wash, iron and clean after him. So what right has anybody got to say which age is Raphael old enough to look after himself?)

Your client is to disclose to our client her residential address and telephone number once she stops residing at the matrimonial home. Our client will personally pick Raphael from your client's residence at the end of your client's access, unless your client is out with Raphael, in which event your client shall send Raphael home to our client.
(As my personal privacy, i have the right not to disclose my residential address and telephone number. That is invasion of privacy.)

Your client is to pay our client $500 per month for the maintenance of Rapahael
( For his car more likely.... does it mean that Raphael needs 1k per month to survive?)

There shall be no maintenance for your client
(I have never heard of a guy asking for maintenance for the child. And he deny my rights for maintenance. LOSER)

Until the surrender of the flat to the HDB, your client shall be entitled to reside in the said flat on condition that she continues to pay for all the outgoings including the balance of the renovation loan.
(Hello??? Renovation loan is two joint names together and he expected me to pay for his share. He must be in such a bad shape that he needs me to pay for more than 20k of reno loan which we shared. If like that .... any beneficial proceeds from the house should go 100% to me wat. What an idiot!)

We are instructed that the only joint account parties have is used for the payment of the renovation loan. Our client will withdraw therefrom and your client can operate it simply for purposes of the repayment of the renovation loan.
(Excuse me! That is two joint renovation loan in case he does not know how to read. His name is on it. What gives him the right that he can default on his side. Like that i also can say no. Stupid.)